Bank Loan Terms Based on Loan Type

Being one of the nation’s leading banks spreading to various corners of the country, Good Credit is highly regarded by all. There are many types of loans that can be given to their customers. If you would like to apply for a loan, first check the Good Credit bank loan terms below!

The People’s Bank of Indonesia or better known as Good Credit is a well-known country bank, even in remote areas. It’s not without reason. It should be noted that the Good Credit branch office can not only be found in urban areas, but also in remote areas. This is what makes this bank the name of the bank, the bank made for Indonesians.

Being a bank with millions of customers, Good Credit delivers maximum service by offering a wide variety of loans tailored to your current economic needs and conditions. Starting with Mortgage (Home Ownership), KUR (People’s Business Credit), KKB (Motor Vehicle Credit), multi-use credit, and more.

Good Credit Bank Loan Terms Depending on the Type of Loan

Good Credit Bank Loan Terms Depending on the Type of Loan

To apply for a loan at Good Credit there are certain requirements that you must meet. So what are the Good Credit bank loan terms that you need to know? Let’s see what the loan type looks like!

Home Ownership Credit

The first type of Good Credit loan is Good Credit Home Ownership Credit which is a loan for those who want a home. So in the future the home certificate will be secured as long as you pay off the Good Credit Bank loan debt. Good Credit bank loan terms of this Home Ownership are:

  • WNI is at least 21 years old
  • Have a fixed income
  • Photo ID (Citizenship Card)
  • KK (Family Card) Copy
  • NPWP (Taxpayer Identification Number)
  • Photocopy of marriage certificate (for married person)
  • A copy of a savings book
  • Copy of pay slip (for employees) or SIUP (for entrepreneurs)

People’s Business Credit

People

People’s Business Credit is a type of Good Credit loan dedicated to building and growing micro, small and medium enterprises, KUR is a viable loan solution as interest rates are lower than other types of loans because KUR receives government subsidies. The average interest rate starts at 9% per year.

The loan provides a credit of up to $ 25 million to UK businessmen (Intermediate Small Business) with a maximum tenure of 36 months. These Good Credit bank loan terms are:

  • Individuals (individuals) who do business for at least 6 months
  • Not receiving credit from banking except for consumer credit such as mortgage, mortgage, and, credit card
  • ID
  • Family Card
  • Business License

For a retail loan, you’ll get a credit of between $ 25 and $ 500 million with a maximum tenor of 48 months. For Good Credit bank loan terms without these types of guarantees are:

  • Individuals or institutions with a minimum of 6 months of productive work
  • Not receiving credit from banking except for consumer credit such as mortgage, mortgage, and, credit card
  • Have a Micro and Small Business License (IUMK) or other business licenses

KKB (Motor Vehicle Credit) Good Credit

money

For those who want to own a personal vehicle, whether motor or car, new or used, Good Credit Bank has a motor vehicle credit loan product called KKB Good Credit. For a given loan planner can reach up to Rp 5 billion with a ten month loan tenure. To obtain a KKB loan, the conditions are:

  • ID
  • NPWP
  • Pay slips or income letters at least $ 3 million a month
  • Newspaper accounts for the last 3 months
  • Business License (for employers)
  • Fit a photo

Good Credit Multipurpose Credit

Multipurpose credit (KMG) is a credit facility provided by guaranteeing securities such as motor vehicle BPPB, land or building certificates, and more. The amount of a loan offer provided depends on the collateral guaranteed. Generally loan value is 80% of collateral value. These Good Credit bank loan terms are:

  • ID
  • NPWP
  • Pay slip or income statement
  • Newspaper accounts for the last 3 months
  • Business License (for employers)
  • A valued asset document (for motor vehicle collateral only, maximum vehicle age is 10 years)

Good Credit

Want to apply for a cash loan without worrying about your valuable documents? You can use the Good Credit which is a Good Credit Bank (Non-Credit) Credit Card product. The use is very flexible as it can be used for anything. Personal loan plans can reach up to USD 1 billion over a ten year period of up to 15 years.

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